Funeral Expenses Insurance
In Spain, funeral expenses insurance (seguro de decesos) covers the full cost of funeral arrangements directly — no upfront payment required from the family. For foreign residents, this typically includes repatriation to your home country, making it particularly relevant if you live in Spain but have family abroad.
Funeral cover: for every situation
Those who want everything arranged
Having everything organised in advance is an act of generosity towards your loved ones: no urgent paperwork and no unexpected costs at a delicate time.
- Everything arranged
- No burden for your family
Families who value support
Clear, caring handling of all administrative and funeral paperwork, so the family does not have to deal with anything during those days.
- Caring support
- Paperwork handled
Those who want to avoid unexpected costs
A full funeral service can easily exceed €5,000. The insurance covers these expenses as arranged, with no surprises when the time comes.
- No unexpected costs
- Full cover
Choose the protection you need
Basic
Essential funeral services and paperwork management.
- Full funeral service
- Administrative paperwork management
- Support for the family
- Domestic transfer
Extended Services
Wider cover for special situations or international transfers.
- Everything in the Basic plan
- International transfer
- Additional services
- Assistance at destination
Bespoke
Tailored cover to suit your needs and those of your family.
- Full family cover
- Optional additional cover
- Premium adapted to your situation
Yes. Many funeral expenses policies let you include your spouse and children on very favourable terms compared with taking out individual policies.
There are four types: natural (rises with age), level (fixed from the start), mixed and single. Each has advantages depending on your situation and age.
It is not compulsory, but it is one of the most widely taken-out policies in Spain because of its practical value in difficult moments.
Yes. Services and family cover can be updated as circumstances change. Any changes must be reported to the insurer.
Shall we talk about funeral expenses insurance?
It's an important conversation. We have it calmly and without rushing.